Saturday, January 28, 2017

Establish a basic income guarantee for all Americans, similar to what is being proposed in Switzerland.

#BasicIncome

http://petitions.moveon.org/sign/establish-a-basic-income

UBI – That Radical Right-Wing Idea?

"Last week’s post — on a poverty eradication experiment in Africa of giving no-strings-attached cash — was a bit of a Trojan horse for this week: UBI is the idea of granting all adults a small amount of income, for life.
UBI is having a moment right now. Finland launched an experiment in 2017 to address joblessness with basic income, and the Netherlands is also attempting small-scale trials. Swiss voters rejected it in a referendum in 2016, but Swiss UBI supporters rejoice that it at least came up for a vote. A Silicon Valley startup Y-Combinator plans to launch a basic income experiment in Oakland, California, this year.
Futurists see UBI as the solution to the automation problem, when robots eliminate all of the human jobs. 1

The best advocate in the United States for UBI that I’ve read is Charles Murray, in his 2016 version of his book “In Our Hands: A Plan to Replace the Welfare State,” in which he calls for a universal basic income of $13,000 for every adult in the United States. Somewhat to my surprise, I found his book, and the ideas, very compelling.
Is Charles Murray a fellow traveler of Bernie Sanders, attempting to socialize America with his plan for free money? No. Actually, he’s just the opposite. He is a hard-core Libertarian, opposed to big government. In his version, UBI is meant to replace the welfare state built by President Franklin D. Roosevelt’s New Deal of the 1930s and President Lyndon B. Johnson’s Great Society programs of the 1960s.
Murray’s unexpected advocacy is what got me intrigued enough to read his book.
Charles Murray first came to wide academic prominence in the 1990s with his controversial book “The Bell Curve,” which placed him somewhat to the right of Attila the Hun on the political spectrum. Why, I wondered, would a right-wing guy propose UBI?
Murray’s idea, briefly, is this:
charles_murrayEvery American 21 years or older would receive a $13,000 annual stipend, of which the first $3,000 must be dedicated to catastrophic health insurance.
As a Libertarian, Murray believes that giving recipients a choice of how to spend their money, rather than relying on a massive federal bureaucracy to control choices and incentives over housing, nutrition and work will improve the lives of people in poverty.
Although the UBI would cost $2.58 trillion per year (in 2014 dollars), Murray points out that our welfare infrastructure, as currently constituted, costs $2.77 trillion per year (also in 2014 dollars.), offering the federal government — and therefore, U.S. taxpayers — savings from UBI from the start.
Murray makes the interesting point that for people in poverty — in particular unwed mothers or unemployed young men of working age — a guaranteed income suddenly changes certain incentives. Those incentives, he argues, could address the roots of endemic poverty.
Murray speculates that UBI could directly benefit single mothers, for example, by providing a guaranteed source of income even if they cannot join the workforce while caring for a child. In addition, the fact that a child’s father receives a guaranteed income — easily tracked through a known bank account — would greatly aid collection of mandatory alimony payments. Murray further speculates that unemployed working-age men who might have previously lived for free with a relative or girlfriend may suddenly find themselves forced to pay rent, as they have known sources of cash.
A UBI could increase labor mobility for people who would like to move to where jobs are more plentiful, but do not have enough financial cushion to take the risk of relocation. Although $10,000 in available annual income is not very much money for any individual, when pooled by cooperative adults it could also serve as a boost to solve collective housing needs.
The long-term benefits of UBI remain speculative because only short-term and small-scale experiments have ever been tried in the United States — the largest being a 1970-1980  experiment in Seattle and Denver, with 4,800 participants. It produced data and policy directions thatresearchers found inconclusive.
Look, I know that it’s incredibly easy to criticize UBI. Just twenty seconds of thought gets me the following word salad:
  1. Politically untenable
  2. Disincentive to work hard, or work at all
  3. You might snort money-for-nothing straight up your nose
  4. Without necessity, where is the invention?
  5. Higher taxes
  6. Now we’ll REALLY need a wall
  7. Replacing some or all our social safety net programs at once sounds scary
  8. Is $13,000 the right amount?
I’m sure you will be able to come up with additional objections in another twenty seconds, and we’d probably agree on those as well.
robots_for_basic_incomeInterestingly, in the United States UBI receives the harshest criticism from the left.
Robert Greenstein, an advocate for traditional Democratic Party-sponsored programs to reduce poverty, came out strongly against UBI last year, calling it both politically unrealistic and a distraction from programs such as subsidized housing and minimum wage increases. Roosevelt Institute fellow Mike Konczal has argued that Libertarian claims of a bloated welfare state obscure the important work that social programs accomplish. Bernie Sanders has been asked repeatedly about UBI but always expresses a preference for “basic standard of living” policies rather than “basic income.”
Personally, I find the idea that people in poverty could be trusted with no-strings cash highly compelling, when compared with the complex alphabet soup of federal programs, including SNAP, Section 8, TANF and EITC. Wshould pay attention to poverty-relief experiments with direct cash payments in Africa, as they may do better than targeted programs that attempt to control the behavior of people in poverty.
In the face of financial dysfunction and the persistence of poverty — despite our great national wealth — we ought to be able to have a conversation about speculative and interesting ideas to address poverty."

Source
http://www.bankers-anonymous.com/blog/ubi-that-radical-right-wing-idea/

Universal Basic Income – The Good, The Bad and The Difficult

"When considering the subject of Universal Basic Income, many questions arise that dig far beyond our ‘practical’, and reach into our ’emotional’, stakes. Often, as with other topics, we battle between the academic and the humane, rather than collaborating the two into a common proposition.

The questions surrounding Universal Basic Income, or UBI, are not just whether its a good or bad idea, nor whether its more about social welfare or an issue of work ethic. There are also the questions of how to pay for it, and whether innovation and personal/personalized incentives become lost in the shuffle.

Within a year of its birth, the USA’s Affordable Care Act (ACA) is being questioned for revamping, while universal healthcare has existed for some time in a list of European countries, the United Arab Emirates and neighboring Canada.

In the USA, questions have not only surfaced about affordability, but also regarding basic elements of coverage and WHO pays WHAT.

There is ripe USA debate on whether those countries touting success actually have successful working programs. Opening the discussion on Universal Basic Income cuts deeper into a USA population who are already adrift in a sea of social and political re-identification.

Lines blur and edges cut on the whole area of ideals, what it means to be an American – Is it more about what you Get as an American, or more about what you Give?  Are these opposing lines?

Finland has begun a pilot program for UBI, as a two year commitment of 560 euros monthly to a randomly selected population of 2000 Fins, and has a stated goal of increasing their employment statistics, as well as reducing the work required to apply for subsidies.

On January 1, 2017, Finland announced this two-year UBI initiative as a ‘no strings’ monthly income to all citizens, regardless of income status. This payment initiative is being questioned by Europeans and Americans alike for its rationale and sustainability. Still, the UK – with a much larger population ( UK 65million+ vs Finland 6million-) and more ethnically diverse citizenship, is considering joining the Finns in offering trial UBI. In May of 2016, in the USA, California was cited as the pilot state for a privately funded program by Y Combinator, a company known for working with founders of startups to grow their businesses into viable, sustainable entities.

It was scheduled to be conducted in Oakland, a multi-ethnic city with a full mix of opportunity to test the concept against a cross current of the population within this modern, technology centered civilization. The idea? To pay 100 families from across Oakland’s economic and ethnic population, $1500 US per month. The goal? To study if/how change occurs for people when basic income is not a challenge.

I encourage you to visit both programs’ outcomes by end of 2018 to learn what these two efforts have to teach us.
In the meantime, let’s consider some baselines so that we are thoughtful not to measure program against program vs program against non-program.

Finland is a country, and its population is under six million. Finland is not as diverse ethnically as the USA, nor even as diverse as Oakland. And – Finland already has universal health care. Oakland, shortly, may not have universal health care as identified today. Lastly, Finland’s plan is to launch a country supported UBI, while Oakland is a local site for Sam Altman’s Y Combinator funded pilot. Any guesses as to what we’ll fundamentally, programmatically and measurably learn – as outcomes – by December 2017?

The world’s political map will continue to change as history continues to happen quicker and quicker (aided by technology) and sophisticated trade deals will not be the sole answer to basic local needs. Near the end of 2016, I worked with a group in Washington, DC, to study the impact of technology on jobs and work. It’s coming – Work without people.

It’s existed for some time, but now has immediate and dramatic impact potential as, more and more, things make the things we want and need. So, how ‘universal’ will Universal Basic Income become? Countries that lead in innovation and/or growth do not always lead in social programs.

Is there a connection between these two that supposes solutions, or needs?
This question of public supported income has been asked for some time within democratic societies.

Thomas Paine, in 1797, questioned for basic capital grant for citizens, and Canada tried this UBI idea in the village of Dauphin during the 1970’s, where between 1977 and 1979, an attempt was made to elevate the incomes some of Manitoba’ s residents to living wages. They called it Mincome, and once it subsided, Dauphin’s residents went back to doing much of what had been done before.

Did the Dauphin program last long enough to prove an outcome, or did it prove that outcomes don’t change? Or…if as with beauty, the answer lies in the eye of the beholder, are we going to sleep on this while dreaming of a charming universal solution that does not disrupt our slumber? "

Source
http://askjbh.com/2017/01/10/universal-basic-income-good-bad-difficult/

#BasicIncome
#BasicIncomeWA

Universal Basic Income and Radical Populism: Making the Link

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Source
http://www.forbes.com/sites/stratfor/2017/01/05/universal-basic-income-and-radical-populism-making-the-link/#29618fc1f021

#BasicIncome
#BasicIncomeWA
#BasicIncomeWashington

Is a basic income possible in D.C.? The city is looking into it.

#BasicIncome #BasicIncomeWA

"Tucked into the plan the D.C. Council unanimously approved Tuesday to raise the city’s hourly minimum wage to $15 by 2020 was an amendment to study an even more radical idea: a basic income.

[D.C. lawmakers approve $15 minimum wage, joining N.Y., Calif.]

Council member David Grosso (I-At-Large) successfully introduced an amendment that calls on the city’s Office of the Chief Financial Officer to study the possibility of providing a basic income in D.C.

Universal Basic Income is a policy in which the government gives its residents a certain amount of money to spend as they wish. The amount of money each person and family receives is tied to the cost of living in that jurisdiction.

The idea garnered international attention this week after voters in Switzerland overwhelmingly rejected a national proposal for a basic income.

Ontario is rolling out a pilot program soon to test the policy, and countries such as Finland are considering the idea. Economists and columnists in the United States have been debating the idea in prominent forums in recent months.

The idea is still a quixotic one in the District, but Grosso said he thinks it’s important for the nation’s capital to examine the minimum amount of money it takes to live in an increasingly expensive city and what it would take to implement a guaranteed basic income.

Grosso said he wants to see a combination of expanded subsidies for certain living expenses, such as transportation, and untethered income that people could spend as they wish.

“This is a complex idea that just hasn’t been studied here before,” he said.

Grosso voted in favor of the $15 minimum wage Tuesday, but says that a person working full time at that amount would only earn about $2,400 a month, which still isn’t enough.

“I think we should look at all the options and stop talking about things that are band-aid fixes, and really talk about what it takes to live in the District of Columbia,” he said. “The reality is that continuing to increase the minimum wage is not enough for people to live on here. ”

Source
https://www.washingtonpost.com/news/local/wp/2016/06/07/is-a-basic-income-possible-in-d-c-the-city-is-looking-into-it/?utm_term=.31bada9ea31b

#BasicIncomeWashington